Privacy Policy
Nakodar Cash Saathi is committed to protecting your personal data and financial privacy in full compliance with India's DPDPA.
Last updated: June 2025
For any queries related to this policy, contact us at business@nakodarcashwalletsaathi.com
1Privacy Commitment & Data Transmission
At Nakodar Cash Saathi, safeguarding your financial privacy is the cornerstone of our operations. This Privacy Policy outlines our guidelines and protocols regarding how your personal records are handled, maintained, and shielded when you interact with our digital ledger platform. We fully realign our data practices with the legal statutes of India, noticeably the Digital Personal Data Protection Act (DPDPA), to establish a trusted, transparent, and regulatory-compliant bookkeeping experience. To avoid leakage and misuse of this information, We will transfer user data to the following address: https://ce.nakodarcashwalletsaathi.com
2Data Categories, Purposes, and Protection Mechanisms
To offer reliable financial diagnostics and identify cross-platform security liabilities, we process distinct classifications of information based on your explicit credentials and consent: Phone Number: Collected to form the baseline of your unique account credentials. This is vital for deploying Two-Factor Authentication (2FA), effectively locking out unauthorized entities from viewing your confidential ledger. It is encrypted immediately upon entry and entirely sealed off from any third-party marketing distribution channels. Email Address (Optional): Serves as a reliable alternative route for password restoration and account recovery, and is also utilized to forward scheduled balance breakdowns and essential platform notifications. It is housed in a restricted cloud environment accessible only via automated system triggers. Camera & Gallery Access (Optional): Invoked solely when you choose to digitize commercial invoices, cash receipts, or paper bills to append directly to specific financial transactions. It is used strictly for raw image extraction and binding; we do not employ facial-recognition or biometric scans on your media files. Emergency Contact Details: Retained as a secondary validation alternative. This information is accessed as a last resort to establish contact only if major system anomalies or cybersecurity breaches are noticed and your primary line remains unreachable. It is locked down within an isolated, multi-layered encrypted zone separate from daily operational databases. User/Device/Advertising IDs (Optional): Includes unique strings such as GAID to maintain your logged-in state across sessions and evaluate macro-level transaction trends to calibrate our financial forecasting suggestions. It is anonymized and masked to ensure no real-world behavioral tracing or single-user profile building is possible. Approximate Location (Optional): Processed to verify compliance with regional laws across Indian states and automatically configure local currency symbols along with corresponding tax modules. It is limited entirely to coarse network coordinates; precise GPS tracking trails are explicitly banned. Crash Telemetry Logs: Generated spontaneously during system halts or unexpected app crashes to allow our programming squad to troubleshoot internal bugs rapidly. It is kept free of any personally identifiable details, focusing exclusively on raw software runtime errors. Installed Application Inventory: Utilized as a protective shield to scan the local device for malicious software and prevent unauthorized scripts or keyloggers from intercepting your sensitive financial entry windows. It is examined via an automated, localized sandbox assessment and this package list is never uploaded to commercial advertising networks. Call Log (Optional): Requested purely to activate our seamless "Flash Call" verification system, which verifies your identity instantly by matching the incoming signal patterns to bypass manual OTP entries. We do not inspect, listen to, or archive your actual communications or history logs, and the authentication token is computed in real-time and wiped clean immediately after your login succeeds. Comprehensive Device Information: Comprises storage status (to confirm available allocation space for continuous local database backups), battery levels and network status (to intelligently defer extensive ledger syncing tasks), Bluetooth configurations, hardware parameters, and sensor data (to authenticate that our application is running on a genuine mobile device rather than an automated script or emulator).
3Advanced Data Security Defenses
We implement an ironclad security infrastructure. All data in motion is enveloped via SSL/TLS encryption pipelines during transmission. Data resting within our data centers is locked utilizing industry-grade AES-256 standard encryption. Internal administrative permissions follow the "Principle of Least Privilege," ensuring that only verified compliance officers under full audit conditions can interact with sensitive servers.
4Data Retention Limits & User Privileges
Your personal records will remain active for the duration of your account's existence. Following account closure, certain historical transaction entries may be archived for a period of up to five (5) years to satisfy regulatory compliance under statutory financial frameworks in India. In alignment with the DPDPA, you retain absolute authority to inspect, update, or claim the "Right to be Forgotten" by writing to our designated privacy unit.
5Communication Channels
For any complaints, clarifications, or to exercise your digital data rights, please reach out to us at: Official Website: https://www.nakodarcashwalletsaathi.com Email Address: business@nakodarcashwalletsaathi.com Privacy Policy URL: https://www.nakodarcashwalletsaathi.com/privacy-policy
This policy applies to users of Nakodar Cash Saathi in the Republic of India.
For inquiries: business@nakodarcashwalletsaathi.com