Delete and Retain Personal Information
Understand how Nakodar Cash Saathi manages, retains, and erases your personal data in compliance with India's DPDPA.
Last updated: June 2025
For any queries related to this policy, contact us at business@nakodarcashwalletsaathi.com
1Lifecycle Governance & Data Minimization Philosophy
In strict convergence with the core tenets of India's Digital Personal Data Protection Act (DPDPA), Nakodar Cash Saathi enforces a meticulous information lifecycle architecture rooted in purpose limitation. We guarantee that your private profile credentials, bookkeeping histories, and system telemetry indicators are compiled and retained exclusively for the absolute minimum timeline mandatory to sustain our accounting utilities, neutralize cyber liabilities, and satisfy statutory national regulations. Once these explicit milestones are concluded, your identity records are entirely sanitized or terminated via advanced cryptographic purging techniques.
2Flattened Data Retention Schedules by Operational Risk
To promote administrative transparency, we segregate your user details into specific retention tiers according to information sensitivity and system processing utility: Transient Verification & Interface Attachments (e.g., Call Log Tokens, Camera Receipts, Coarse Location Parameters): These records are categorized as highly fleeting operational assets. Inbound network signals utilized for seamless flash call authentication are completely flushed from active runtime memory instantly post-verification; we preserve only the irreversible cryptographic hashes of these validation logs for a fixed duration of six (6) months to resolve user billing disputes. Concurrently, geographical network coordinates and invoice snapshots are unlinked from running production clusters within thirty (30) days following your last recorded bookkeeping entry. Technical Diagnostics & Environmental Benchmarks (e.g., Crash Telemetry Logs, Hardware Properties, App Inventory, Persistent Session/Advertising IDs): This system analysis index is continuously updated to defend the computing integrity of the ledger ecosystem. Your smartphone's local application configuration snapshots are fully overwritten upon each active session initialization. Meanwhile, software error logs and advertising parameters (such as GAID) are safely secured in a diagnostics archive for up to twenty-four (24) months to accommodate routine software patching and anti-fraud profiling prior to data erasure. Foundational Identity Master Records (e.g., Registered Phone Number, Optional Email Address, Credentials, Emergency Contacts): Serving as the baseline security anchor for your private financial workspace, these essential identifiers are locked safely inside heavily fortified database repositories for the entire operational duration of your personal account. Upon account closure, in accordance with Indian anti-money laundering frameworks and financial reporting legal mandates, your core registry file will be transferred into a decoupled, access-controlled archive for a mandatory duration of five (5) years for official auditing and regulatory inspections.
3Exercising Personal Erasure Privileges Under Indian Law
We provide streamlined, readily accessible mechanisms for you to oversee and alter your information footprint within the statutory DPDPA framework: Manual Deletion Pipelines: You retain an absolute legal right to revoke consent and execute an immediate profile erasure along with an entire database purge. This is invoked by forwarding an explicit data teardown request to business@nakodarcashwalletsaathi.com from your registered communication mailbox. Confirmed account sanitization directives are systematically carried out and finalized within fifteen (15) business days. Inactivity Termination Rule: Accounts exhibiting zero active authentication events or transaction entries for a consecutive phase of eighteen (18) months are systematically flagged as abandoned. A programmatic alert is dispatched to the user thirty (30) days prior to execution; if no reactivation response is registered, all non-statutory user assets are comprehensively expunged from our storage infrastructure.
4Official Compliance Desk
For inquiries concerning your data's storage lifespans or to lodge an immediate data termination request, please connect with our privacy officer: Official Portal: https://www.nakodarcashwalletsaathi.com Correspondence Email: business@nakodarcashwalletsaathi.com Privacy Policy URL: https://www.nakodarcashwalletsaathi.com/privacy-policy
This policy applies to users of Nakodar Cash Saathi in the Republic of India.
For inquiries: business@nakodarcashwalletsaathi.com